CRA and Compliance Specialist Job at Five Star Bank, Rancho Cordova, CA

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  • Five Star Bank
  • Rancho Cordova, CA

Job Description

Job Type


Full-time

Description

Under the direction of the Director of Compliance Management, the Compliance Data Analyst supports the Bank's Compliance Department and may include the responsibility of performing one or more of the following functions:
  • Process and validate lending and other data to support the Bank's reporting requirements under the Community Reinvestment Act (CRA);
  • Manage the Bank's CRA loan data reporting software (Centrax), including data input and report configuration;
  • Manage the Bank's CRA community development database (Kadince), including data input and report configuration;
  • Process and validate loan application data to support the Bank's reporting requirements under the Home Mortgage Disclosure Act (HMDA) and Dodd-Frank Section 1071; and
  • Provide administrative oversight of the Bank's cloud-based employee training application, BAI (not administering training; rather, administrative functions within the software).
Essential Job Functions & Responsibilities
  • Possesses mastery of advanced Excel functions, including (but not limited to) the "V Lookup" function, charting and graphing.
  • Has the ability to convert/extract the Bank's data from Excel spreadsheets into the various formats as required for internal reporting (primarily charts and graphs) and export files for external applications.
  • Has the qualities of thoroughness and attention to detail, and exhibits willingness to clarify, articulate, and justify while performing job duties.
  • Demonstrates basic knowledge of banking regulations like CRA, HMDA and Fair Lending, as well as typical bank policies and procedures.
  • Establishes knowledge of the Bank's learning management system, BAI.
  • Attends continuing education training, including webinars, seminars, conferences and/or schools (may require travel to off-site locations).
  • Other additional compliance responsibilities as needed or directed.
This position will support other responsibilities of the department including Fair Lending data analysis, Compliance Committee meetings, and Compliance Monitoring.

Requirements

Required Experience
  • At least two years' experience with a financial institution in a compliance role, CRA experience preferred.
Additional Eligibility Qualifications
  • Demonstrates the ability to balance independent decision-making and problem-solving (using deductive reasoning, judgment and critical thinking), with coordination with management and the project's stakeholders.
  • Strong communication skills within direct reporting lines, as well as with internal and external clients.
  • Ability to comprehend technical written materials, and apply them to tasks.
  • Professionalism in working with other business units and outside service providers
  • Strong time management skills.
  • Effective verbal, written, and presentation skills.
  • Versatility, flexibility, and a willingness to work within constantly changing priorities.
  • Discretion when handling confidential and/or sensitive information.
  • Commitment to excellence and high standards.
  • Ability to handle multiple projects simultaneously and meet deadlines.
  • Ability to work independently and as a member of various teams and committees.
  • Proficient with computers including use of Word, Excel, Outlook, and Internet Explorer; and the ability to learn and operate numerous software applications related to the job functions.

Work Environment

This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets, and fax machines.

Physical Demands

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. While performing the duties of this position, the employee is regularly required to talk or hear. The employee frequently is required to use hands to finger, handle or feel objects, tools or controls. The employee is occasionally required to stand; walk; sit; reach with hands and arms; climb or balance; and stoop, kneel, crouch or crawl. The employee must occasionally lift and/or move objects up to 25 pounds. Specific vision abilities required by this position include close vision, distance vision, color vision, peripheral vision and the ability to adjust focus.

Position Type/Expected Hours of Work

This is a full-time position that regularly requires 40 hours per week.

Travel

Travel is primarily local during the business day, although some out-of-the-area and overnight travel may be expected.

AAP/EEO Statement

It is the policy of Five Star Bank (FSB) not to discriminate against any employee or applicant for employment because he or she is an individual with a disability or a protected veteran. It is also the policy of FSB to take affirmative action to employ and to advance in employment, all persons regardless of their status as individuals with disabilities or protected veterans, and to base all employment decisions only on valid job requirements. This policy shall apply to all employment actions, including but not limited to recruitment, hiring, upgrading, promotion, transfer, demotion, layoff, recall, termination, rates of pay or other forms of compensation and selection for training, including apprenticeship, at all levels of employment.

Other Duties

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

Salary Description


$55,000-$65,000 a year

Job Tags

Full time, Apprenticeship, Local area, Night shift,

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